Your Trusted Partner for First-Time Buyer Mortgages
At CMA Mortgage Brokers, we specialise in finding tailored mortgage solutions for first-time buyers. We know how exciting yet overwhelming buying your first home can feel. That’s why we’re here to make the process straightforward, helping you secure the best mortgage deals available.
As a whole of market mortgage broker, we have to access thousands of mortgage products, including up to 95% loan-to-value options and some ZERO DEPOSIT options too! Whether you need advice on affordability or guidance through the legal terms, CMA provides jargon-free support every step of the way.
Why Choose CMA Mortgage Brokers?
- Whole of market access to hundreds of lenders and thousands of mortgage products.
- Professional advice to understand your borrowing options.
- Guidance on various first-time buyer schemes
- Expert advice tailored to your unique financial circumstances.
- Ongoing support—from enquiry to the day you get your keys.
Simplifying the Mortgage Journey for First-Time Buyers
Buying your first property is likely one of the biggest milestones in life—and the most significant purchase you’ll make. But don’t worry, we’re here to help.
At CMA Mortgage Brokers, our dedicated advisers will handle everything for you, from finding the best mortgage product to managing your application until it completes.
We’ll also guide you through critical aspects like stamp duty, surveyor fees, and understanding mortgage terms. We know it’s a lot to consider, but we’ll simplify things so you can focus on the excitement of finding your dream home!
Benefits of Using CMA to Get Your First Mortgage
Save Time and Effort
We work on your behalf, so you won’t need to spend hours researching or getting through to banks.
Exclusive Lender Offers
Many lenders offer first-time buyer perks, like cashback or free property valuations, which we’ll discuss with you.
Flexibility
Whether you prefer phone calls, emails, or face-to-face meetings, we adapt to your schedule.
First-Time Buyer Mortgage FAQs
Who is the best mortgage lender for first-time buyers?
The ideal lender depends on your financial situation. High-street banks and building societies are popular choices, but there are also brokers-only lenders offering competitive rates. With our extensive lender network, we’ll find you a deal that meets your needs.
Do first-time buyers pay stamp duty?
Can first-time buyers access special incentives?
Why use a mortgage broker as a first-time buyer?
First-Time Buyer Mortgage FAQs
The ideal lender depends on your financial situation. High-street banks and building societies are popular choices, but there are also brokers-only lenders offering competitive rates. With our extensive lender network, we’ll find you a deal that meets your needs.
Stamp duty is sometimes waived or reduced for first-time buyers, depending on the value of the property. The Stamp Duty thresholds are changing for First Time Buyers from 1st April 2025 so be sure to use our Stamp Duty Calculator for an up-to-date quotation.
Yes, many mortgage lenders offer specific incentives for first-time buyers, such as reduced fees, cashback deals, or free valuations. These offers can help lower upfront costs.
Using a Mortgage Broker like CMA Mortgage Brokers gives you access to more lenders and products. Our expert guidance can also help you avoid costly mistakes.
Take the Stress out of Buying Your First Home
Make Your Move Today
Get in touch with CMA Mortgage Brokers to start your first-time buyer mortgage application. You can contact us via phone, email or through our easy online enquiry form.
Together, we’ll make stepping onto the property ladder as smooth as possible!
Your Trusted Mortgage Experts
Contact us today for fee free mortgage advice!
